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Norton Financial Corporation Web Site Terms and Conditions of Use and Privacy Statement

Last Updated: January 3, 2011
PLEASE READ THESE TERMS AND CONDITIONS OF USE AND PRIVACY STATEMENT CAREFULLY BEFORE USING THIS WEB SITE ("SITE"). BY USING THIS SITE YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO THESE TERMS AND CONDITIONS OF USE AND PRIVACY STATEMENT (COLLECTIVELY, "TERMS AND CONDITIONS"). THESE TERMS AND CONDITIONS APPLY TO THE ENTIRE CONTENTS OF THE SITE AND YOUR USE OF IT. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, DO NOT USE THIS SITE.

General
Norton Financial Corporation controls and operates this Site from its offices in the United Kingdom. Norton Financial Corporation makes no representation that materials in this Site are appropriate or available for use in other locations, and access to this Site from territories where its contents are illegal is prohibited. Those who choose to access this Site from other locations do so on their own initiative and are responsible for compliance with applicable local laws.

Use of Site
All intellectual property rights (which, includes, without limitation, any trade mark, patent, registered design, copyright (including, without limitation, photographs and graphical images), design right, topography right, database right, application to register any of the aforementioned rights, trade secret, unpatented know-how and right of confidence and any other intellectual or industrial property right of any nature whatsoever in any part of the world) in this Site and the content on it are protected by both United Kingdom and foreign laws. All intellectual property rights in material provided on this Site (including copyright and trade marks) is held by Norton Financial Corporation Ltd or by the original creator of the material. Permission is granted to display, copy, distribute and download the materials on this Site for personal, non-commercial use only, provided you do not modify the materials and that you retain all copyright and other proprietary notices contained in the materials. Otherwise, none of the material on this Site may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of Norton Financial Corporation or the copyright owner. The permission given to you terminates automatically if you breach any of the Terms and Conditions. Upon termination, you must immediately destroy any downloaded and printed materials. You also may not, without Norton Financial Corporation's permission, "mirror" any material contained on this Site on any other server. Any unauthorized use of any material contained on this Site may violate applicable law (including copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes). Norton Financial Corporation respects the intellectual property of others, and we ask our users to do the same. Norton Financial Corporation may, in appropriate circumstances and at its own discretion, limit access to this Site of any users who infringe the intellectual property rights of others.

Sites Linked From This Site
Third party Web sites linked from this Site are not under Norton Financial Corporation's control, and Norton Financial Corporation does not endorse or assume any responsibility or liability for any communications or materials available at such linked Web sites, Web sites framed within this Site or third party advertisements, and Norton Financial Corporation does not make any representations regarding their content or accuracy. Norton Financial Corporation does not intend links on this Site to be referrals or endorsements of the linked entities, and are provided for convenience only. Your use of third party Web sites is at your own risk and subject to the terms and conditions of use for such Web sites. Any links on this Site to third party Web sites are provided solely for your convenience. If you use these links, you will leave this Site.

Sites Linked From This Site
If you would like to link another Web site to this Site, you may only do so if you obtain Norton Financial Corporation's prior permission in writing and, in any event, any link shall only be to the home page of this Site.

Disclaimer of Warranties
Your use of this Site is at your own risk. The information provided on this Site is provided "AS IS", without warranties of any kind. Norton Financial Corporation, to the fullest extent allowed by the law, expressly disclaims any and all warranties, conditions and other terms either express or implied, statutory or otherwise, including, but not limited to, the implied warranties of merchantability, non-infringement of third parties' rights and fitness for particular purpose.

Feedback and Materials
Any comments or materials sent to Norton Financial Corporation (via any medium including e-mail and regular mail) including feedback data, such as questions, comments, suggestions, or the like regarding this Site or any other products or programs of Norton Financial Corporation (collectively "Feedback"), shall be deemed to be non-confidential. Norton Financial Corporation shall have no obligation of any kind with respect to such Feedback and shall be free to reproduce, use, disclose, exhibit, display, transform, create derivative works and distribute the Feedback to others without limitation. Further, you expressly waive any moral rights you may have in such Feedback and Norton Financial Corporation shall be free to use any ideas, concepts, know-how or techniques contained in such Feedback for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products incorporating such Feedback.

Limitation of Liability
Subject to the following paragraph, Norton Financial Corporation, any other party (whether or not involved in creating, producing, maintaining or delivering this Site), and any of Norton Financial Corporationís affiliated companies and the officers, directors, employees, shareholders or agents of any of them, hereby exclude all liability for any amount or kind of loss or damage that may result to you or a third party (including, without limitation, loss of income, loss of actual or anticipated profits, loss of business, loss of contracts, loss of goodwill or reputation, loss of anticipated savings, loss of, damage to or corruption of data, or for any indirect or consequential loss or damage of any kind, in each case howsoever arising, whether such loss or damage was foreseeable or in the contemplation of the parties and whether arising in or for breach of contract, tort (including negligence), breach of statutory duty, indemnity or otherwise) in connection with this Site in any way (including, without limitation, in connection with the use, inability to use or the results of use of this Site, any Web sites linked to this Site or the content contained on any or all such Web sites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing this Site or your downloading of any content from this Site or any Web sites linked to this Site).

Privacy Statement
This Policy explains how your personal information is collected, used, and disclosed by Norton Financial Corporation, Inc. and its subsidiaries and affiliated companies ("Norton" or "We"). This privacy policy ("Policy") applies to the information collected from customers through our online services, including through our kiosks, on social networking sites where we have an official presence and our Web sites where this Policy is posted, including www.nortonfinancialcorporation.co.uk, http://www.nortonfinancialcorporation.com, Information collected relating to prepaid cards and other products and services offered by our partners are governed by their own privacy policies. This Policy will not apply where we display or link to a different privacy policy.

Limitation of Liability
PERSONAL INFORMATION COLLECTED
We collect information about you in various ways. We collect personal information you provide to us. For example, we collect your name, email address, postal address, phone number, demographics and other information you provide us. We may also obtain information from other sources and combine that with information we collect from you.
When you visit our Web sites, some information is automatically collected. For example, when you visit our Web sites your computer's operating system, Internet Protocol (IP) address, access times, browser type and language, and the Web site you visited before our site are logged automatically. We also collect information about your usage and activity on our Web sites.
Cookies. We may automatically collect information using "cookies." Cookies are small data files stored on your hard drive by a Web site. Among other things, cookies help us improve our Sites and your experience. We use cookies to see which areas and features are popular and to count visits to our Sites. We do not use cookies to personally identify you.
Web Beacons. We may collect information using Web beacons. Web beacons are electronic images that may be used on our Web sites or in our emails. We use Web beacons to deliver cookies, count visits, understand usage and campaign effectiveness and to tell if an email has been opened and acted upon.

Use of personal information we collect
We use personal information collected through our Services for purposes described in this Policy or disclosed to you on our Web sites or in connection with our Services. For example, we may use your information to:
• operate and improve our Web sites and Services;
• process and deliver contest entries and rewards;
• facilitate your relationship with our partners who offer services that you choose to use;
• respond to your comments and questions and provide customer service;
• provide and deliver your products and services and to send you related information, including confirmations, notices, updates, alerts, and support and administrative messages;
• communicate with you about new contests, promotions and rewards, upcoming events, and other news about products and services offered by Coinstar and our selected partners;
• link or combine your information with other personal information we get from third parties, to help understand your needs and provide you with better service.

Norton Financial Corporation may store and process personal information in the United Kingdom and other countries. Sharing of personal information We do not share your personal information with third parties other than as follows: With your consent, for example, when you agree to our sharing your information with other third parties for their own services and marketing purposes subject to their separate privacy policies; with third party vendors, consultants and other service providers who are working on our behalf and need access to your information to carry out their work for us;
to (i) comply with laws or to respond to lawful requests and legal process, (ii) to protect the rights and property of Norton Financial Corporation our agents, customers, partners, and others including to enforce our agreements, policies and terms of use or (iii) in an emergency to protect the personal safety of Norton Financial Corporation, its customers, or any person; in connection with any merger, sale of company assets, financing or acquisition of all or a portion of our business to another company.
We may also share aggregated or anonymized information that does not directly identify you.

Security of your personal information
Norton Financial Corporation takes reasonable measures to help protect your personal information in an effort to prevent loss, misuse and unauthorized access, disclosure, alteration and destruction.

Your information choices and changes You may opt out of receiving promotional emails from Norton Financial Corporation by following the instructions in those emails. You may also send requests about your contact preferences and changes to your information by email. If you opt out, we may still send you non-promotional emails, such as emails about your accounts or our ongoing business relations. Opt-outs to Norton Financial Corporation emails will not affect promotional emails sent by our separate lines of business including, redbox.
Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Site.

Changes to this policy Norton Financial Corporation may change this Policy from time to time. If we make any changes to this Policy, we will change the "Last Updated" date above.

Enforcement
If you have any questions about this Policy, please contact us at info@nortonfinancialcorporation.co.uk

Miscellaneous
These Terms and Conditions constitute the entire agreement between you and Norton Financial Corporation with respect to the use of this Site. Any rights not expressly granted herein are reserved. Norton Financial Corporation reserves the right to change these Terms and Conditions at any time. Your use of this Site following posting of such changes shall constitute your acceptance of such changes. Norton Financial Corporation encourages you to review these Terms and Conditions whenever you visit this Site. If any provision of these Terms and Conditions is deemed unenforceable, then such provision will be removed and enforced to the extent permitted to effectuate the purposes of these Terms and Conditions, and the remaining provisions of the Terms and Conditions will remain in effect. No waiver of any of these Terms and Conditions shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

Governing Law and Jurisdiction
These Terms and Conditions are governed by the English laws, without respect to its conflict of laws principles to the contrary. You will not file any action or proceeding for any dispute with Norton Financial Corporation, or in any way relating to your use of this Site, except in the courts of London and you further agree and expressly consent to the exercise of jurisdiction and venue in such courts of London. Thank you for your cooperation. Questions or comments regarding this Site should be directed by electronic mail to info@nortonfinancialcorporation.co.uk

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